Workshop 6 - The RPAA After Year One: Regulatory Expectations and Practical Readiness

Tuesday, September 22, 2026

9:15 - 10:15 AM EST

One year into the implementation of the Retail Payment Activities Act (RPAA), organizations are taking stock of their readiness, identifying gaps, and adapting to evolving regulatory expectations. This workshop provides a practical, forward-looking look at what compliance looks like in year one and what comes next.

In addition to core RPAA obligations, this session will specifically explore what financial entities, particularly banks and other partners, must understand when working with payment service providers (PSPs) subject to the RPAA. Topics will include due diligence expectations, reliance on PSP controls, safeguarding of end-user funds, and how RPAA requirements may impact third-party risk management, onboarding, and ongoing monitoring.

Through expert insights and real-world experiences, participants will examine key regulatory expectations, including registration, risk management frameworks, incident response obligations, and evolving supervisory focus areas. The session will also highlight common implementation challenges and practical approaches to strengthening readiness across both PSPs and their financial institution partners.